FBLA Role Play · BFS
Banking & Financial Systems
Compete alone or with up to two teammates. 20 minutes to prep with two note cards, then 7 minutes to present. The judge plays the second party in the case and can step in with questions at any point. Your camera records the presentation so you can watch it back and score yourself on the 2026-27 national role play rating sheet.
20 minPrepRead the case and plan on two note cards
7 minPresentCase hidden. Camera and mic are recording
DuringJudge steps inThree things the judge may say or ask as you present
AfterReviewWatch yourself, mark moments, score the rating sheet
or pick a scenario
What the judges look for: Banking & Financial Systems knowledge areas
Show four or more of these areas in your answer to reach the top level on the rating sheet.
- Fundamental Principles of Money — Describe functions of money (medium of exchange, unit of measure, store of value); Explain the time value of money
- Financial Institutions & Markets — Describe the role of financial institutions; Explain types of financial markets (e.g., money market, capital market, insurance market, commodities markets); Discuss the nature of convergence/consolidation in the finance industry; and more
- Financial Analysis & Decision-Making — Explain key ratios/terms in banking; Compute key banking calculations (e.g., interest, annual percentage rate, exchange rates); Calculate the time value of money
- Regulatory Compliance in Finance — Explain legal responsibilities associated with consumer financial products and services; Discuss the nature and scope of compliance in the finance industry; Discuss the responsibilities of regulatory agencies that oversee the banking industry; and more
- Banking Services & Daily Operations — Describe types of personal banking products and services; Describe types of banking products and services provided exclusively to businesses; Discuss procedures for the secure handling of cash; and more
- Loans & Credit — Explain the purposes and importance of credit; Discuss the nature of loan products; Describe the loan application generating process; and more
- Customer Relations in Banking — Explain the responsibilities of finance professionals in providing client services; Discuss the importance of meeting and exceeding customer expectations; Describe the relationships that institutions providing banking services have with their communities; and more
- Professional Development in Banking — Discuss considerations in selecting a financial-services provider; Explain career opportunities in banking services; Discuss employment opportunities in the finance industry; and more